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Finding the freshest settlement
The engine is checking its sources.
Potential payment—
Deadline—
Settlement discovery engine is live
Money you may already be owed.
Settlement Owl searches public settlement sources around the clock, filters out the noise, and shows you claims that may actually fit you.
✓ Free to use
✓ No percentage taken
✓ File on official sites
No proof needed ✓
New match found +1
…open settlements indexed
…currently marked no-proof
24/7source monitoring · 4 sources
0%of your settlement taken
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Personalized discovery
Tell Settlement Owl what applies to you. We’ll rank the rest.
Your answers stay in your browser unless you ask for alerts. Brands below are pulled live from the open settlements.
Have you bought from, worked for, or used any of these? (from the open settlements)
Anything else that applies?
Export a CSV from your bank, credit card, Amazon (Orders → Download order reports) or Apple Card. Merchants and dates are read in your browser, matched to settlements and their class periods, and the purchase that may be your proof is called out. The file is never uploaded.
Fill in the form and hit Show my matches.
Open now
Current settlement opportunities
Every open settlement the engine has found, soonest deadline first. New finds pop in automatically, and every card links to the official administrator.
Showing 0 settlements · 0 expire within 30 days · ● connected
Claim tracking
Know what you filed. Know what’s next.
Keep deadlines, claim status and reminders in one place. Settlement Owl surfaces the settlement; the official administrator still controls the claim and payment.
14 / 7 / 1 day deadline reminders by email
One view for every claim you track
Direct links back to official sources
My claims● tracked on this server
The Hub
Channels by claim type, posted the moment a settlement is found.
Members follow the channels that fit them, get instant or daily digests, and swap notes on which claims actually pay.
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Simple by design
From discovery to official claim form in three steps.
Settlement Owl searches
Every 15 minutes the engine reads settlement trackers, administrator listings and public agency sources, extracts deadlines, payouts and proof rules, and merges duplicates.
You see likely fits
Answer a few questions — or import a purchase CSV that never leaves your browser — and Settlement Owl ranks open settlements against what applies to you, with plain-English reasons.
You file officially
Review the settlement notice and submit directly through the official claim administrator. Track it here and we’ll remind you before the deadline. Settlement Owl never takes a cut.
Stay ahead of deadlines
New match? Settlement Owl can tell you.
Get an email only when a newly discovered settlement matches what you’ve told us. Unsubscribe any time.
More money that’s yours
Forgotten deposits, refunds and paychecks.
States hold billions in unclaimed property. Searching is free on the official government sites — never pay a finder.
Every state at once
MissingMoney.com →
The official multi-state database endorsed by the National Association of Unclaimed Property Administrators.
Your state’s own site
unclaimed.org directory →
Links to all 50 state treasurers’ searches. Some states aren’t on MissingMoney, so check both.
Federal money
FTC refund programs → · matured savings bonds →
Refunds from FTC enforcement actions are paid directly — no claim app needed.
FAQ
Clear answers before you claim.
Settlement Owl is a discovery and organization tool — not a law firm or claims administrator.
Is this free?
Yes, completely. Settlement Owl is open source and self-hosted. Settlement payments come from the defendant through the official claims administrator — never through us, and we never charge a fee or take a percentage. An optional membership unlocks the Hub, alerts and reminders.
Do you file claims for me?
No. Settlement Owl discovers settlements, tells you if you likely qualify, and links you to the official claim form. You file directly with the administrator, which keeps your personal information out of any middleman's hands.
What does "no proof needed" mean?
Some settlements only require you to attest under penalty of perjury that you're a class member — no receipts. Others require a Claim ID from the notice you were mailed, or documentation of purchases or losses. Settlement Owl labels each one; always read the official notice.
Where does the data come from?
Public settlement trackers (Top Class Actions, ClassAction.org, OpenClassActions, Claim Depot), settlement administrator sites and agency feeds. Every settlement shows which sources it was seen on. Figures are extracted automatically and can contain errors — confirm on the official site before filing.
Is this legal advice?
No. Settlement Owl is a discovery and aggregation tool, not a law firm. Eligibility is decided solely by each settlement's official class definition. Filing a claim you're not eligible for is fraud and harms real class members.